Retirement Planning
The retirement lifestyle you’ve envisioned,
backed by a real plan.
Just some of the questions
we answer with Retirement Planning
When should I take CPP (Canada Pension Plan)?
How can I reduce my taxes paid during retirement?
What are the most common retirement mistakes?
How can I avoid Old Age Security getting clawed back?
How can I plan for future health risks?
Should I start pulling from my RRSP’s before I need the money?
How can I optimize withdrawals from my RRIFs or pensions?
How can I save on taxes during retirement?
What is the best age to start CPP and OAS?
How we make Retirement Planning Easy
Understanding your goals
What do you envision for your future? If you’re approaching retirement, we can help you make the most of the years ahead.
Assessing your current standing
We can help you analyze where you are now and how best to get where you want to be before retirement.
Developing a retirement plan
Here’s where we build a comprehensive answer to the big questions, clarifying your expenses, balancing your assets, and working toward a long and fruitful retirement.
Executing your plan
We make sure every stage of your retirement plan is carried out carefully, so your transition feels as seamless as possible.
Demystifying pensions and benefits
Are you overwhelmed at the thought of pension plans, CPP, OAS, and RRSPs? Don’t worry. We’re here to guide you through every key detail of your retirement.
Keeping you informed
We build lifelong partnerships with our clients. That’s why we continuously monitor and review your assets, portfolios, and plans, keeping you updated along the way.
Retirement Planning Case Studies
Frequently Asked Questions
It’s never too early to start planning for retirement, but the earlier you begin, the more time your investments have to grow. Ideally, you should start planning in your 20s or 30s, but if you haven’t started yet, it’s essential to begin as soon as possible.
There’s no universal number, it depends on the lifestyle you want, when you retire, and how you plan to draw down your savings. We build that number with you based on your actual situation, not a generic rule of thumb.
A real plan turns a list of separate decisions, CPP timing, RRIF withdrawals, tax exposure, into one coordinated strategy. That coordination is usually where the actual savings show up, not from any single choice on its own.
To help your retirement savings last throughout retirement, it’s essential to develop a sustainable withdrawal strategy, diversify your investments, manage risks, and regularly review your financial plan. By working with us, we simplify these actions and keep you informed of any changes that may impact your situation.
Not everyone needs a financial planner. If you prefer to manage everything yourself and are confident in your financial decisions, you might not need one. However, if you are focused on your business, career, and family, having a financial quarterback can help you reach your goals more efficiently and avoid costly mistakes. A financial planner can provide expertise and peace of mind, allowing you to concentrate on what you do best.
Retirement Planning Tools
Retirement Planning Articles
Retirement Planning Videos
Get started with a 30-min call!
- Find out how it all works
- Ask whatever questions you like
- Decide if we’re a good fit
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